Cost By State and More

State Monthly cost
Alabama $195

Alaska $162

Arizona

$182

Arkansas

$223

California

$217

Colorado

$210

Connecticut

$224

Delaware

$219

District of Columbia

$224

Florida

$313

Georgia

$181

Hawaii $121

Idaho

$122
Illinois $158
Indiana

$147

Iowa

$145

Kansas

$203

Kentucky $247

Louisiana

$295

Maine

$130

Maryland

$209

Massachusetts

$174

Michigan

$264

Minnesota

$160

Mississippi

$240

Missouri

$202

Montana

$194

Nebraska

$218

Nevada

$235

New Hampshire

$150

New Jersey

$226

New Mexico

$172

New York

$223

North Carolina

$105

North Dakota

$167

Ohio $119

Oklahoma

$208

Oregon $151

Pennsylvania

$193

Rhode Island

$224

South Carolina

$210

South Dakota

$184

Tennessee

$162

Texas

$196

Utah $172

Vermont

$141

Virginia

$193

Washington

$180
West Virginia

$199

Wisconsin

$132

Wyoming

$170

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Frame-238047

  • Smaller Carbon Footprint
  • Government Incentives
  • Lower Maintenance
  • Cost Savings
  • Advanced Technology

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  • Difficulty in Finding a Charging Station
  • Longer Recharge Time
  • Higher Initial Price


Point of Difference

Electric Cars

Gas Cars

Power Source

It uses electricity stored in batteries to power an electric motor

Use internal combustion engines fueled by gasoline or diesel

Emissions During operation, do not release pollutants like carbon dioxide, nitrogen oxides, or particulate matter.

Emits exhaust gases that contribute to air pollution and greenhouse gas emissions.
Fueling

They are typically charged by plugging into an electric outlet or dedicated charging stations.

Require refueling at gas stations.

Energy Efficiency

More energy efficient

Comparatively less efficient

Range The need for frequent recharging remains a limitation for some long-distance travel.

Offer longer driving ranges

Maintenance

They have fewer moving parts than gas cars and hence require maintenance

Comparatively, it needs to be maintained more frequently and produces higher maintenance costs

Performance Deliver quick acceleration due to the instant torque provided by electric motors

May offer more engine power and performance options, particularly in high-speed scenarios.

Noise Levels

Typically, it is quieter than gas cars because they do not have combustion engines.

To produce more noise than electric vehicles

Cost of Ownership

Though electric cars are more expensive due to the cost of their batteries, the operational costs of these vehicles tend to be lower. Also, electric cars can benefit from government incentives and tax credits

Gas cars are more affordable regarding initial costs, but they might be more costly over time than their electric counterparts.

Charging Infrastructure

The charging infrastructure for electric cars is expanding but is still not as extensive as gas stations.

Gas cars have the advantage of an established refueling network, making it easier to find a fueling station than charging points for electric vehicles.

Environmental Impact

Electric cars contribute to a lower overall carbon footprint when the electricity used for charging comes from renewable sources.

Gas cars rely on fossil fuels, contributing to climate change and other environmental issues.

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Frequently Asked Questions

  • Is an electric car more expensive to insure?

    Yes, electric car insurance is more expensive for several reasons. Firstly, electric vehicles have higher purchasing costs. EVs cost more if we need to repair or replace them. These vehicles also have more expensive and high-capacity batteries.

  • What is the cheapest car to insure?

    According to Forbes, the cheapest EV to insure is the Mini Cooper SE. It costs only $1,479 annually to insure this vehicle. Hyundai Kona SEL and Hyundai Kona Limited are also close second and third at $1,498 and $1,534 annual premiums, respectively.

  • How to get the best insurance for electric cars?

    The best way to get the right insurance for electric cars is through an insurance agent. Your agent can help you navigate all aspects of the insurance and provide helpful recommendations and guidance to get coverage suitable for your needs.


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